速報 on 最新IT趨勢與資訊

Zentoshin可能偽造帳目長達20年——實際債務達605億日元

Wed, 08 Jul 2026 12:00:00 +0900

隨著善都信破產案的展開，長期會計詐欺的證據已經曝光。據東京商工研究公司 (TSR) 稱，該公司可能在至少 20 年來一直進行系統性的門面裝飾，以掩蓋不斷惡化的財務表現。雖然帳面淨資產為正24.8億日圓，但修正舞弊後發現實際淨債務約605億日圓。

揭示的方法

TSR 確定了會計詐欺的四個主要類別：

**膨脹的銀行存款（約170億日圓）：**帳簿上記錄了虛假存款。作為暫時持有商家結算資金的支付機構，看似擁有大量現金儲備，更容易向金融機構獲得貸款。

虛構應收帳款（約154億日圓）： 無法收回的債務記錄為貿易應收帳款。實際上無法收回的應收帳款作為帳面資產保留。

誇大商譽（約8.82億日圓）： 併購和業務轉讓記錄的商譽價值遠高於其實際價值。

未記錄的結算負債（約217億日圓）： 欠商戶的未付預付款結算金額未記錄為負債，大大低估了公司的真實債務負擔。

為什麼它持續了20年

支付代理業務的性質使得詐欺行為很難從外部發現。全都信持有商家資金並在商家和信用卡公司之間轉移資金的模式造成了不透明。提供貸款的銀行可能過度依賴 Zentoshin 明顯的成長故事，而沒有進行充分的盡職調查。

帳面債務與實際債務之間的差距

值得注意的是，申請破產時報告的約1259億日圓債務（基於帳面價值）與糾正詐欺後披露的約605億日圓淨債務之間存在顯著差距。隨著詐欺行為的全面曝光，實際的經濟損失可能會更大。

法律影響

隨著受託人調查的進展，會計詐欺的更全面的情況可能會浮出水面。如果這種裝飾是故意的，前任管理層可能會面臨民事和刑事責任。人們也將質疑未能發現詐欺行為的審計師以及未經適當審查而繼續放貸的金融機構。

全都進案是日本中型企業治理失敗和地方銀行信用審查薄弱的鮮明象徵，可能引發關於公司治理改革的新一輪辯論。

Zentoshin Bankruptcy: 125.9 Billion Yen Debt Sends Shockwaves Through 餐廳s and 地方 Banks

Wed, 08 Jul 2026 10:00:00 +0900

On July 6, 2026, Zentoshin Co., Ltd., a major credit card 支付 agency based in Osaka, filed for bankruptcy at the Osaka District Court and received an immediate order to begin bankruptcy proceedings. With total debts of approximately 125.9 billion 日圓, it is the largest bankruptcy of 2026. The collapse is having severe repercussions on both the food service industry and 地方 financial institutions.

Zentoshin’s Business Model

Founded in 1987 as the “Osaka Minami Food Business Cooperative” and incorporated in 2006, Zentoshin provided merchant acquisition services for credit card companies and offered early 支付 services by advancing merchant settlement funds. 餐廳 particularly valued receiving 支付 as quickly as four days after card use. At its peak in 2018, Zentoshin served over 200,000 merchants, generating approximately 8.2 billion 日圓 in revenue in fiscal 2020.

緊急 Export Controls Imposed on Anthropic's Fable 5: What Happened and What It Means

Sat, 13 Jun 2026 18:30:00 +0900

On June 12, 2026, the US Commerce Department imposed emergency export controls on Anthropic’s latest AI models, Claude Fable 5 and Claude Mythos 5. The unprecedented action immediately suspended global access to both models. 以下是 what happened and why it matters.

The Trigger: A Jailbreak Discovery

Launched on June 9, Claude Fable 5 quickly became the talk of the tech industry for its extraordinary code generation and reasoning capabilities. Those same capabilities became its undoing.

XServer VPS今日推出日本首個「完全免費套餐」！

Thu, 10 Jul 2025 21:58:37 +0900

嗨好！今天，我們為您帶來非常令人興奮的消息。 2025年7月10日，XServer株式會社正式為其VPS服務推出日本首個完全免費計畫「XServer VPS」！這是一個不花錢就能體驗適合全面開發使用的高效能VPS環境的絕佳機會。

🔧 免費計劃的概述和背景

服務啟動日期：2025 年 7 月 10 日

產品目的：滿足想要輕鬆嘗試生成式 AI 或 Web 應用程式開發的個人和開發人員的需求。隨著雲端技術的普及，它有望成為個人免費使用開發環境的選擇。

✨ 免費方案的規格和功能

項目內容記憶體 2GB 或 4GB 配置可選 CPU 與核心數量對應的多核心配置使用費用完全免費（初始費用和使用費用均為零日圓）東京日新聞 OS / App 可從包括「Dify」在內的約 50 種作業系統和應用程式中選擇子網域支援免費子網域名稱（XServer VPS 子網域）

有了這些規格，它足以用於學習 Web 應用程式開發、測試 AI 工具或用作原型設計環境。

✅ 主要優點

完全免費測試高效能環境 以零成本體驗 XServer 業界領先的穩定性和品質。

隨時可以使用豐富的模板 省去了麻煩的初始設置，讓您立即開始開發或學習東京新聞+2 梅田經濟新聞+2 東京日新聞+2。

免費子網域發行支援 您無需購買自訂域名，即可立即建立Web存取環境。

💡 推薦場景

供個人開發者和學生學習和實踐

開始ing Today, June 24! iPhone Supports My Number Card: Administrative Procedures and Identity Verification Completed on a Single 智慧型手機

Tue, 24 Jun 2025 10:51:08 +0900

你好! Today’s breaking news. Starting June 24, 2025, the My Number Card function has been officially integrated into iPhones. You can now perform administrative services and identity verification on your iPhone without carrying the physical card!

Service Overview

Launched Today: The Digital Agency officially launched the service to add My Number Card functions to Apple Wallet on iPhones starting June 24, 2025.

Available Functions

Logging into Myna Portal: Easy and secure access via Face ID/Touch ID. Obtaining certificates at convenience stores: Getting copies of resident records or seal registration certificates is now possible with just an iPhone. Face-to-Face Verification function (planned for July): A mechanism to verify identity using an iPhone at stores and counters is planned to roll out sequentially.

Docomo to Acquire Sumishin SBI Net Bank: A Major Shift Accelerating the Integration of 溝通s and Finance

Thu, 29 May 2025 15:47:18 +0900

你好! Today, on May 29, 2025, reports emerged that NTT Docomo has finalized its policy to make Sumishin SBI Net Bank a subsidiary, attracting significant attention across the financial and telecommunications industries. This move marks Docomo’s aim to enter the banking business in earnest, and its future developments will be highly anticipated.

Docomo to Make Sumishin SBI Net Bank a Subsidiary

NTT Docomo has finalized its policy to make Sumishin SBI Net Bank a subsidiary and is reported to be planning a take-over bid (TOB) to acquire approximately two-thirds of the outstanding shares. Currently, SBI Holdings and Sumitomo Mitsui Trust Bank each hold approximately 34% of Sumishin SBI Net Bank’s shares. In this transaction, SBI Holdings is expected to sell all of its shares to Docomo, while Sumitomo Mitsui Trust Bank will remain as a shareholder.